FOR CHARTER CAPTAINS · FREE PLANNING TOOL
Separate boat financing, launch expenses and operating reserves.
Opening the planning workspace…
Regulatory source records checked October 22, 2026; financial examples and entered values are assumptions. These tools do not submit applications or verify documents. Review the federal regulatory watch · Report a correction.
Vessel cash is the purchase price for a cash purchase, or down payment for a financed purchase. Principal = price − down payment + financed fees. Launch cash = vessel cash + entered cash costs. Reserve = monthly recurring cash × chosen months. Combined requirement adds reserve; funding gap compares it with available unrestricted cash.
Blank optional costs are excluded from the known subtotal and listed as unresolved. A zero entered by you means confirmed none. No calculation certifies that all necessary costs were identified. Prepaid insurance is included once in pre-trip cash; exclude it from recurring cash until another payment is due. Taxes, owner work, permit prices and deductibles need your actual assumptions.
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