# Marine insurance quote preparation worksheet

Describe the actual risk and compare written coverage rather than only premiums.

Original Louisiana Deep Sea Fishing planning worksheet. Prepared October 22, 2026. Editable example, not an official agency form, contract, legal opinion, inspection or certification. No signup is required.

Prepared by: __________  Planning date: __________  Version: __________

## Describe the operation

- Guide, owner/entity and vessel relationship: __________

- Waters, passenger maximum, operating months and activities: __________

- Actual captains, crew duties and qualifications: __________

- Survey, condition, loss and claims evidence location: __________

## Compare policy terms

- Liability, hull, crew and other exposure questions: __________

- Limits, exclusions, deductibles and navigation conditions: __________

- Storm, haulout and named-operator conditions: __________

## Coordinate evidence

- LDWF named-guide and current licensing evidence: __________

- Dock/lender additional requirements and endorsements: __________

- Payment timing, binding status and renewal owner: __________

## How to use this record

An indication or certificate does not replace the issued policy and endorsements. Disclose occasional tours, leasing, private use and other actual activities. Do not enter medical details or private applications here; submit those through the insurer’s appropriate channel.

Keep confirmed facts, estimates and unknowns distinct. For a requirement record the responsible source, checked date, supporting evidence and next action. Retain private financial, identity and personnel documents securely; do not put them into public URLs or analytics.

## Continue the lesson

https://louisianadeepseafishing.com/charter-business/licenses-and-permits/insurance

Before acting, verify changing requirements with the responsible agency and obtain qualified advice for the actual operation. This document does not submit an application or establish that any requirement is satisfied.


## Comparable quote record

Repeat for each proposal based on the same disclosed operation:

- Insurer/contact, quote date and status: __________
- Named insureds, vessel and approved operators: __________
- Covered use/waters/passengers and exclusions: __________
- Liability, hull, crew and other limits: __________
- Deductible by event and owner cash exposure: __________
- Storm, storage, maintenance and notification conditions: __________
- Premium, installment costs and effective dates: __________
- Outstanding information or binding conditions: __________

## Scenario questions for the adviser

- Which coverage/exclusion addresses passenger injury? __________
- Machinery failure versus resulting damage? __________
- Towing/salvage, storm loss and crew injury? __________
- Replacement boat or substitute captain? __________
- Loss of income, if any, and limitations? __________

Record the adviser's actual response and policy reference. A low premium and a certificate are insufficient evidence that every scenario is covered. Keep a change checklist for new boats, operators, waters, uses and dock arrangements.